Thursday, November 25, 2010

Axa Affin Life Insurance Berhad



We aim to be the preferred company in Financial Protection and
Wealth Management by year 2012.


In 2005, the AXA Group embarked on a program of accelerated change and growth.  The Ambition 2012 corporate project rallies the strength of our Group to make AXA the preferred company of its clients, its employees and its shareholders.

Ambition 2012 places the client at the center of the Group’s organization and concerns.  To earn and preserve client preference, AXA is committed to responding to client needs with tangible proof via its products, the quality of its service and its capacity to innovate.

Specifically, we aspire to become the preferred company for:

Our employees

Our customers

Our shareholders, and

The communities where we are located




Its part of our Ambition 2012’s aspiration, AXA set out to strengthen its brand strategy and adopted a new signature – redefining / standards – to show its customers AXA’s determination to change people’s perception toward the financial industry.

The signature illustrates the Group’s determination to move from the land of promises to the land of proof, and at the same time establishing an authentic and long term relationship of trust in the eyes of the customers.



At AXA AFFIN we are redefining standards by three key attitudes that guide our daily actions and our commitment to our clients.  They represent the expression of AXA’s personality to our customers, based on our understanding of their expectations and our ambition to become their preferred company.

Our core attitudes of the renewed brand strategy:


We treat our customers with empathy and consideration, provide personalized advice along their lives and reward their loyalty


We are there when our customers need us and we listen to them, truly


We say what we do and do what we say, we deliver and keep our customers informed, so that they can trust us




AXA’s approach to sustainable development is consistent with our responsible corporate culture.  Accordingly, we have made commitments to our key stakeholders.  They are set forth in the institutional pillar of our sustainable development strategy and concern employees, clients, shareholders, suppliers, environment and community.

Managing client risk and our commitments to them over the long term lie at the heart of our business.  The business pillar of our sustainable development strategy seeks to integrate the major social, environment and governance challenges into our vision of Financial Protection.

Clients  
Consistently delivering efficient local services and adapted solutions, while adhering to the highest standard of professional conduct.

Shareholders

  Achieving industry-leading operating performance levels in order to create lasting value, and providing them with transparent information.

Suppliers

  Maintaining excellent relationships with suppliers by achieving to a set of clearly defined procurement guidelines and promoting ongoing dialogue.

Employees

  Ensuring professional fulfillment by offering a supportive and respectful workplace where people are empowered and the continuous development of skills is encouraged.

Environment

  Contributing to environmental preservation efforts by making our environmental risk management capabilities available and promoting environmentally sound practices in the workplace.

Community

  Acting as a responsible corporate citizen by social volunteering through AXA Hearts in Action, sharing our professional expertise with the community, innovating in the area of employment and sponsoring philanthropic initiatives.

Wednesday, November 24, 2010

Axa Product

AxaAffin


AssureCare
AssureCare is a whole life critical illnesses policy which participates in distribution of surplus of the company in the form of cash dividends and terminal dividends. 
What is the coverage provided by AssusreCare?
The basic policy provides coverage for 
a)36 Critical Illnesses
b)Total Permanent Disability (TPD) prior to age 60 and death.
c) Critical Illness Income Benefit
d) Child Critical Illness Benefit

If diagnosed with one of the 36 critical illnesses, TPD or death, you or your loved ones will receive a lump sum benefit comprising the higher of the sum assured or total annual premium paid, plus any accumulated cash dividends and terminal dividend. As for the Critical Illness Income benefit, we will pay 20% of the basic sum assured annually for 5 years.

Unique Product features of AssureCare

CI/TPD/Death Protection
-The first occurence of CI, TPD before 60 or death
-Higher of basic sum assured or the total annual premium paid
-For TPD, it is subject to a max of RM 1.25 million

Critical Illness
-20% of basic sum asssured will be payable annually for 5 years

Free Child Critical Illness Benefit
-The first 3 children of insured
-20% of basic sum assured, subject to a maximum of RM25,000 per claim
-Child CI Benefit will not reduce the basic sum assured of insured

Guaranteed premium until age 100
-Your premium are fixed and guaranteed to remain the same throughout the entire duration of your policy

Non-guaranteed Cash Dividend
-Dividend, if any, is declared annually starting from the end of 3rd policy year onwards.

Non-guaranteed terminal divedend
-Terminal Dividend will be one off payment payable upon death, TPD, CI, maturity or surrender. 

Maturity Benefit
-Basic cash value
-Accumulated Non-guatanteed Cash Dividend, if any;
-Non guarateed Terminal Dividend, if any. 

Surrender Benefit
-Basic cash value
-Accumulated non-guarateed Cash Dividend, if any;
-Non guaranteed Terminal Dividend, if any

Riders Attachable
-Payor benefit rider
      -This rider will waive the future premiums as AssureCare until 23 of your child or your age 80, whichever is earlier. in the event of TPD before age 60, diagnosed with Critical Illnesses or death

ValuePac
http://www.axa-affin.com/axa-affin/axa-affin.nsf/Content/ValuePac


ValuePac is a non-participating regular premium term plan that provides coverage on death and total and permanent disability. the sum assured is payable on the first occurence of death or TPD. the coverage terms available are 5years, 10 years, 15 years, 20 years or up to age 60. 

It provides Death and TPD protection according to the term selectedor prior to age 60 for TPD. in the unfortunate event of Death or Total and Permanent Disability (TPD) prior to age 60, you or your beneficiary will receive the sum insured in one lump sum.  

Dimension
http://www.axa-affin.com/axa-affin/axa-affin.nsf/Content/Dimension


Dimension is a 20-pay whole life plan which participates in distribution of surplus of the company. it is an innovative plan that combines guaranteed lifetime income with potentially higher return from investment-linked funds. it is further enhanced by providing a conversation option that can shorten the premium commitment to 10 years. 

The unique features
-Guaranteed Annual Income to assure steady wealth accumulation-you will receive guaranteed annual income equivalent to 4% of the basic sum insured, every year starting from the end of the 10th policy year until age  100.
-Annual Dividends to enhance your wealth accumulation.
-Life protection up to age 100-in the unfortunate event of death or Total and Permanent Disability (TPD) prior to age 60, you or your beneficiary will receive the basic sum insured, terminal dividend (if any) plus your account value.
-Fixed basic premium payable for 20 years only.
-Conversation option is available to shorten your premium commitment to 10 years.
-Flexible choice of investment funds to suit your investment plan.
-Options to top up your investment regularly or make lump sum investment at any time (not available at the moment).
-Flexibility to switch your investment from one fund to another and withdraw your investment anytime.
-A wide range supplementary protection is available to meet your needs

HoneyPot
http://www.axa-affin.com/axa-affin/axa-affin.nsf/Content/HoneyPot


Honey&HoneyPlus
http://www.axa-affin.com/axa-affin/axa-affin.nsf/Content/Honey






Friday, November 19, 2010

Quotation Request

If you want to get accurate information about AXA Affin Traditional Plan, you can get it for free from us. The trick is simple.


Email to vjscosmo@yahoo.com or for the a faster response SMS to 016-4411351 all the following information:


1- Name
2- Date of Birth
3- Gender
4- Employment ( if children, this information is not required)
5- Smoker status ( if children, is not required)
6- Budget ( if any, help us to provide the plan based on your ability)
7- Telephone (facilitating oral explanation, if there are things that are not clear)


Or click here Get a Quotation...


Get AXA Affin for you now!!!